Wednesday, December 26, 2007
business templates
This has been a very good resource. Score is a good organization.
http://www.score.org/template_gallery.html
I expect three business plans from each of you by month end.
BYU Speeches
Friday, December 21, 2007
Consumer vs Producer
The Consumer Mindset
The conscious or subconscious belief that money and material wealth is a person’s ultimate ambition.
The conscious or subconscious belief that material things hold true intrinsic value.
The conscious or subconscious belief that the demand for wealth and opportunity far out weigh the supply.
The conscious or subconscious belief that other people should be viewed as competition for all wealth and personal opportunity.
The conscious or subconscious belief that one’s opportunities, choices, and prosperity is restricted and limited to any and all external circumstances.
The conscious or subconscious belief that people exist as tools and resources to obtain more money and material things.
Consumer Paradigms and Emotions: Scarcity, Fear of Loss, Victimization, Selfishness
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
The Producer Mindset
The belief that a person’s ultimate ambition is to attain human happiness for himself and for other people.
The belief that people hold the only true intrinsic value.
The belief that there is and will always be an abundance of opportunity and prosperity for every person, and that the supply of these resources far outweigh all demand.
The belief that other people are the most valuable asset to create value and obtain personal prosperity.
The belief that personal happiness and prosperity is within every person’s grasp regardless of circumstance.
The belief that money and material things exist only as tools and resources to bless and serve other people.
Producer Paradigms and Emotions: Abundance, Self Reliance, Heroism, Enlightened, Self Interest
The conscious or subconscious belief that money and material wealth is a person’s ultimate ambition.
The conscious or subconscious belief that material things hold true intrinsic value.
The conscious or subconscious belief that the demand for wealth and opportunity far out weigh the supply.
The conscious or subconscious belief that other people should be viewed as competition for all wealth and personal opportunity.
The conscious or subconscious belief that one’s opportunities, choices, and prosperity is restricted and limited to any and all external circumstances.
The conscious or subconscious belief that people exist as tools and resources to obtain more money and material things.
Consumer Paradigms and Emotions: Scarcity, Fear of Loss, Victimization, Selfishness
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
The Producer Mindset
The belief that a person’s ultimate ambition is to attain human happiness for himself and for other people.
The belief that people hold the only true intrinsic value.
The belief that there is and will always be an abundance of opportunity and prosperity for every person, and that the supply of these resources far outweigh all demand.
The belief that other people are the most valuable asset to create value and obtain personal prosperity.
The belief that personal happiness and prosperity is within every person’s grasp regardless of circumstance.
The belief that money and material things exist only as tools and resources to bless and serve other people.
Producer Paradigms and Emotions: Abundance, Self Reliance, Heroism, Enlightened, Self Interest
Reference: The Investors Paradigm.com
AR
AR
Adam's Vegan Rant part 1
Why Vegan?
The consumption of animal fats and proteins has been linked to heart disease, colon and lung cancer, osteoporosis, diabetes, kidney disease, hypertension, obesity, and a number of other debilitating conditions. Cows' milk contains ideal amounts of fat and protein for young calves, but far too much for humans. And eggs are higher in cholesterol than any other food, making them a leading contributor to cardiovascular disease.
The American Dietetic Association reports that vegetarian/vegan diets are associated with reduced risks for all of these conditions.
Vegan foods, such as whole grains, vegetables, fruits, and beans, are low in fat, contain no cholesterol, and are rich in fiber and nutrients. Vegans can get all the protein they need from legumes (e.g., beans, tofu, peanuts) and grains (e.g., rice, corn, whole wheat breads and pastas); calcium from broccoli, kale, collard greens, tofu, fortified juices and soymilks; iron from chickpeas, spinach, pinto beans, and soy products; and B12 from fortified foods or supplements.
With planning, a vegan diet can provide all the nutrients we were taught as schoolchildren came only from animal products. For more on the health benefits of vegan diets, visit the Physicians Committee for Responsible Medicine
Reference: http://www.vegan.org/index.html
AR
The consumption of animal fats and proteins has been linked to heart disease, colon and lung cancer, osteoporosis, diabetes, kidney disease, hypertension, obesity, and a number of other debilitating conditions. Cows' milk contains ideal amounts of fat and protein for young calves, but far too much for humans. And eggs are higher in cholesterol than any other food, making them a leading contributor to cardiovascular disease.
The American Dietetic Association reports that vegetarian/vegan diets are associated with reduced risks for all of these conditions.
Vegan foods, such as whole grains, vegetables, fruits, and beans, are low in fat, contain no cholesterol, and are rich in fiber and nutrients. Vegans can get all the protein they need from legumes (e.g., beans, tofu, peanuts) and grains (e.g., rice, corn, whole wheat breads and pastas); calcium from broccoli, kale, collard greens, tofu, fortified juices and soymilks; iron from chickpeas, spinach, pinto beans, and soy products; and B12 from fortified foods or supplements.
With planning, a vegan diet can provide all the nutrients we were taught as schoolchildren came only from animal products. For more on the health benefits of vegan diets, visit the Physicians Committee for Responsible Medicine
Reference: http://www.vegan.org/index.html
AR
Garrett Gunderson talks about meditation
PEIWOC
This is from Garrett Gunderson's blog...good stuff;
"I came up with the acronym PEIWOC to describe lasting transformation.
P stands for Process. It is essential to have a system or process to reinforce crucial elements and form positive habits.
E is for Education. Education is the key to unlock potential and elevate the value one can deliver. To understand the proper philosophy.
I is for Insight. With education comes the insight and awareness for adjustment or to take the proper action.
W is for Wealth. With education and insight one is able to have the proper mindset of wealth. Wealth is not a state of having, it is a state of being.
O is for Opportunity. As this equation develops, people see opportunity that was once unseen before the proper viewpoint existed.
C is for Capitalization. Action must be taken to take potenial and turn it into production. We all have abilities and talents, but they must be used in the service of another to capitalize on those abilities and talents."
AR
10 Minute Workout
I have an awesome 10 minute workout for everyone that says they don't have enough time:
In the first minute, in order do the following:
5 Pushups
10 Situps
15 standing squats
rest until the minute is up
Do the same for the next 9 minutes-
By the end you'll have done 50 pushups, 100 situps and 150 standing squats- ALL IN 10 MINUTES! Give it a try!
MW
Scriptures about Abundance
Since learning a lot of these Abundant life concepts, I've been looking at life quite differently. For the past few months in my scripture study, when I notice a scripture that teaches Abundant principles, I make a not of it. I would really like to hear what people have to say about these scriptures and maybe we could develop a list of scriptures that teach these concepts. Here are a few that I have noted recently:
2 Nephi 28:30 "...for unto him that receiveth, I will give more"
3 Nephi 26:9 "...and if it shall so be that they shall believe these things then shall the greater things be made manifest unto them."
D&C 46:112 -All of us our given unique abilities and talents (gifts) "...that all may be profited thereby" Do we believe that our own gifts can touch the lives of all, in other words, everyone in the world?
1 Nephi 2:1 This one is obvious on the surface, but teaches an interesting principle: "...Blessed art thou Lehi, because of the things which thou hast done." We live in a world of Cause and Effect. Our actions and thoughts are the cause. The results of those choices are the effect. In order to be "blessed" as Lehi, we must realize that it is our responsibility to engage in correct causes (do the necessary things), to receive the desired effects, which, in this case are the blessings. IT IS UP TO US TO OBTAIN THE BLESSINGS!
1 Nephi 2:4 Apparently Lehi and most of his family were detached from their material possessions realizing that material things have no intrinsic value. People are assets and this scripture makes a note that Lehi had his family with him.
MW
Thursday, December 20, 2007
401K Discussion
One of the most popular vehicles in so-called investing is the 401 (K). Many people contribute to it, but few of those benefit or will ever benefit. So here is some of the features when digging a bit deeper.
1-It is only tax deferral or even more accurately, income deferral.
2-Do you really want to be in a lower tax bracket in the future, if not, then why defer the inevitable with the tax on your 401 (k).
3- The Goverment can change the rules and has.
4- An exise tax called the Sundry tax was initiated in the 90’s for those that had “too much money” in their 401 (K).
5- Limited investment options.
6- When can you access the money?
7- Does it have anything to do with or does it enhance your Soul Purpose?
8- How does a partnership sound that goes like this: You put in the money, figure out how to make the investment work, if you want out there will be a penalty, and the amount you get to keep depens on your partners economic circumstance? This partner is the government.
Just because it is popular doesn’t make it your best choice.
I'd like to hear your thoughts.
References: Garrett Gunderson
AR
Don't Forget to Floss
Here's a little tidbit of good info from the Producer Power Hour:
Principled Philosophy
Don’t Forget to Floss
It’s amazing how much seemingly small habits can affect our health. Recent studies have made a direct connection between longevity and teeth flossing. Who knew such a seemingly little thing could make such a big difference? In the book, “Real Age” by Michael F. Roizen, M.D., Dr. Roizen calculates how old a person really is, not just in years, but by taking into account a person’s lifestyle, eating habits and fitness level. According to Roizen, daily flossing can add 6.3 years to your life. That’s a long time!
He writes, “These studies show that the presence of periodontal diseases, diseases most common in people with tooth loss, actually affects longevity. The best of these studies done at Emory University with the Centers for Disease Control, indicated that people with gingivitis and periodontitis have a mortality rate that is 23 percent to 46 percent higher than those who don’t … why? They are linked to increased rates of cardiovascular disease and stroke, as well as to an increase in mortality from other causes, such as infections.”
At the very least, flossing will help ensure that you get to keep your real teeth, rather than having to deal with dentures down the road.
Capitalizing Potential
For your next Physical portion of your Producer Power Hour reflect on your daily health habits.
Do I floss every day?
Do I make taking care of my physical body a regular priority?
What are some ways I could take better care of my body?
“Our own physical body possesses a wisdom which we who inhabit the body lack. We give it orders which make no sense.”
~ Henry Miller
MW
Wednesday, December 19, 2007
Attachment to Outcomes
Since this shift of paradigm from living in scarcity to living a principled –abundant life, it’s been my experience that when these principled are applied sometimes the outcome is different then we expect. This can be disappointing and potentially damaging and with this there tends to be 1 of 2 choices. There’s the person who decides to continue forward and continue to create value and produce, then there are those who go the opposite direction based on one or a few experiences that seemed to be destructive (we see this a lot in the church). A lot of this comes about because we as individuals have a problem with attachment.
What does this mean?
We as human beings tend to attach ourselves to a specific outcome (another word could be expectation). When things don’t turn out exactly like we plan them, we become disappointed and lose courage.
An example would be someone who believes and lives a principled life, reads the books, studies, practices and applies all that he learns, and still hasn’t achieved the financial goals he has set. When this happens, this individual’s mind begins to fill with self doubt and a lack of confidence.
Non attachment gives us the ability to become abundant and prosperous and continue to grow and in so doing we create the greatest amount of power for ourselves and others. When we focus on the experience and allow the process to run its course and instead of faltering and turning away, we continue to create & produce more powerfully and our human life value grows.
“Almost all pain in life comes from unfulfilled expectations and expectations are attachments. Forming attachments to things going my way is a major limiting belief and contained in the cultural rule book of poverty consciousness causes tremendous suffering. It is a learned phenomenon that when unlearned, frees up a tremendous amount of power, time and energy.” (Steve D'Annunzio ,The Prosperity Paradigm)
References: Garrett White, Steve D'Annunzio
What does this mean?
We as human beings tend to attach ourselves to a specific outcome (another word could be expectation). When things don’t turn out exactly like we plan them, we become disappointed and lose courage.
An example would be someone who believes and lives a principled life, reads the books, studies, practices and applies all that he learns, and still hasn’t achieved the financial goals he has set. When this happens, this individual’s mind begins to fill with self doubt and a lack of confidence.
Non attachment gives us the ability to become abundant and prosperous and continue to grow and in so doing we create the greatest amount of power for ourselves and others. When we focus on the experience and allow the process to run its course and instead of faltering and turning away, we continue to create & produce more powerfully and our human life value grows.
“Almost all pain in life comes from unfulfilled expectations and expectations are attachments. Forming attachments to things going my way is a major limiting belief and contained in the cultural rule book of poverty consciousness causes tremendous suffering. It is a learned phenomenon that when unlearned, frees up a tremendous amount of power, time and energy.” (Steve D'Annunzio ,The Prosperity Paradigm)
References: Garrett White, Steve D'Annunzio
the golden proportion
My connector friend turned me on to this incredible principle (Matt, can you call this a principle?). 1/.618
"What is beauty?". Is beauty only in the eye of the beholder, or are there some absolute values? If we study the beauty of nature, teeth, or art we will discover a common principle running throughout. This common principle is the universal recognition of pleasant proportion.
(Adam, can this be applied to brand aesthetics?)
http://www.goldenmeangauge.co.uk/index2.htm
SR
My connector friend
Cameron Hulse is in my Ward and a good friend of mine. We are creating a brand for him and he met with me yesterday. I learned that he is quite the connector (read the previous post regarding the tipping point). He taught me quite a bit and referred me to a few interesting sites:
First he told me about his friends very very profitable business:
http://www.discover1031.com/1031_exchange_benefits.html
Then he told me about his friends sole method of advertising:
https://adwords.google.com/select/Login
This guy received 4 million in revenue from adwords alone! Crazy.
My buddy is going to try adwords for his orthodintics practice in March. We'll see how it goes.
SR
A Balanced Life
The best days of my life are the days that I can lay down at night and review my day knowing that I had a balanced day. Too many days go by where I don't give attention to some of the most important things in my life. Either I forget to pray and receive no spiritual input in my day. Or I eat crap food and neglect my physical well being. Or I busy myself so much with projects and distractions that I don't take the time to talk to my wife or sit with my daughter. So over the last 8 years I have attempted to review each morning the following bits to make sure I achieve balance in my day.
- Family
- Spiritual
- Work
- Physical
- Education
AR
the tipping point
The amount of reading that will have to take place in order to keep up with all of the recommendations on this site is a bit overwhelming! Therefore, I suggest you all go to:
http://books.google.com/books?id=MMlxzMNkE_
0C&dq=the+tipping+point&pg=PP1&ots=hf5DFLiy
C8&sig=00WclMXg63OHbOa2Os7xhjA84no&prev=
http://www.google.com/search?q=the+tipping+point
&ie=utf-8&oe=utf-8&rls=org.mozilla:en-US:official&client=
firefox-a&sa=X&oi=print&ct=title&cad=one-book-with-
thumbnail&hl=en
Read chapter two titled "the law of the few". I would be interested to see which of the three personalities you consider yourselves.
SR
Idea for Website
Parenting Pyramid
Here's a great article Matt referred me to on the Arbinger website ( http://www.arbinger.com/) on parenting. Good stuff!
http://www.arbinger.com/downloads/parenting_pyramid.pdf
AR
http://www.arbinger.com/downloads/parenting_pyramid.pdf
AR
Real Estate Idea
I was reading in Killing Sacred Cows this morning and there was a cool real estate idea that was suggested, which I had never though of before- It's an absolute Producer idea and I'm very interested in trying it out:
Here's the scenario:
I look around for a house that I would like to live in and the asking price is $250,000. I get approved for a 7%, 30 year fixed rate mortgage, so with taxes and everything my payment would be about $1500 per month. Now I look at what I have budgeted for my monthly house payment and it's only $1300 per month. The consumer mind looks at this and says, "Well I guess I'll just look for a cheaper house that will meet my $1300 per month budget."
Here's how a producer thinks (How can I afford it?)
I develop a relationship with the owner of the house and then through the conversation, I find out that her monthly payment, because she bought the house 10 years ago for 140,000, is only $900 per month. I set up a 24 month lease (with a purchase option at end of lease) with her on the house for $1250 per month and she cash flows an extra $350 per month. Now I am in control of a $250,000 asset and I'm paying $50 less that what I had budgeted, plus I created a value for the lady who was selling her house.
Now I shift it into high gear:
I sell my existing house for $300,000 and which is borrowed from the bank at a very low interest rate, 6.25% for 30 years and I have that amount to invest in multiple other real estate opportunities. With that amount, I could buy 10 rental units each cash flowing me around $175 per month totaling about $1750 per month, I've also put somewhere in the neighborhood of 1.5 million dollars in my real estate portfolio.
MW
Cleon Skousen Atonement Talk
Shawn, here is that Atonement talk by Cleon Skousen that I was telling you about last night. I'm excited to hear what you think about it-
http://creatorscorner.googlepages.com/home
MW
http://creatorscorner.googlepages.com/home
MW
Tuesday, December 18, 2007
can i start with a question?
13 Principles of Prosperity
1. God is the author of Prosperity
2. Faith begins with Self-Interest
3. Agency implies stewardship
4. Perspective determines action
5. People are assets
6. Human life value is the source and creator of all property value
7. Dollars follow value
8. Exchange creates wealth
9. Profit is the tool of validation
10. Productivity is the standard
11. Force destroys freedom and prosperity
12. Collective action has no unique moral authority
13. Personal liberty requires personal property
AR/MW
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